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Consumer Driven
Health Care
Health Savings Accounts
are created to help consumers pay for their un-reimbursed medical
expenses such as co-pays, deductibles and services not typically covered
by traditional insurance policies. Health Savings Accounts provide
policyholders with the opportunity to be selective in their health care
needs. Those enrolled in Health Savings Accounts are able to use monies
within the savings account to fund specialist visits, doctor’s office
visits, over the counter medications as well as prescription
medications, preventive health care and much more. Health Savings
Accounts are designed with the consumer in mind.
Health Savings
Accounts are coupled with a High Deductible Insurance Plan. You are only
able to enroll in a Health Savings Account when you have begun to
participate in a High Deductible Insurance Plan. Funds placed in the
Health Savings Account are deposited on a pre-tax basis and can be used
to cover qualified medical expenses. The High Deductible Insurance Plan
is designed to cover any substantial medical expensed accrued. Unlike
many traditional health insurance policies and flexible spending
accounts, Health Savings Accounts provide you with the freedom,
flexibility to obtain affordable and comprehensive health insurance.
Health Savings Accounts are providing thousands Americans
with comprehensive and affordable health insurance. The number of those
participating in a Health Savings Account and High Deductible Insurance
Plan are on the rise. Consumers want to be in charge of their health
care. Health Savings Accounts put the individual in the driver’s seat.
Health Saving Accounts take out the middle man and allow individuals and
families the opportunity to make personal decisions on the type of
treatment that is best for them regardless of cost or location.
Health Savings Accounts are at the forefront of consumer
based health care. Increasing in popularity, Health Savings Accounts are
continuing to gain momentum in assisting the uninsured and underinsured
in receiving quality health insurance.
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