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Mobile Health
Savings Accounts
Health insurance is designed to
give the feeling of protection. Protection for you and your loved ones
in case of any health related incident, be that a cold, cancer, or
cataracts. Health insurance should be affordable and attainable at every
financial level. Sadly, not everyone can afford insurance. Take for
example, my friend a 27-year-old college graduate who is gainfully
employed without health insurance. Over the last year she has bounced
from job to job, striving for bigger and better things. However, it is
the policy of most companies that you will not receive health insurance
until you have worked for three months. She has not had insurance for
the last year. Needless to say, this has put a damper on her
snowboarding season. She is going on her second month at her current
place of employment and rugby season just started. She needs health
insurance that is affordable and flexible. While she loves her current
job, she is working on her master’s degree and will inevitably need to
take time off to complete her thesis. Once again she will be out of
health insurance. With more and more workers changing jobs and career
paths a consumer focused insurance plan is needed. A Health Savings
Account is saving grace for many.
First and foremost, when you have
enrolled in a High Deductible Insurance Plan coupled with a Health
Savings Account you can carry your account with you from job to job.
Under traditional health insurance plans, once employment has ended with
said company, your insurance is null and void. Should you receive
insurance from your next employer chances are you won’t be under the
same network thus forcing you to change primary care physicians and so
on. Health Savings Accounts are mobile in every sense of the word. You
can receive care from whomever and whenever you like, without the red
tape of insurance authorization and referrals prolonging treatment and
care.
Health Savings
Accounts provide affordable and comprehensive health insurance to those
regardless of employment. Enrolling in Health Savings Account and a High
Deductible Insurance Plan will not only provide you with coverage now
but will also safeguard your future health care needs.
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