Medical Health Savings Accounts:

This changed my medical health decisions forever.

Hi, my name is Karl Malin.

I discovered this new medical health choice back in 2003 which not only blew my away but it
will amaze you as well.

I was listening to a speech given by world-renowned economist and advisor to two administrations Paul Zane Pilzer explaining this new amazing law that was attached to the 2003 Medicare Health Care bill called Health Savings Accounts.

As Paul was explaining how this new tool was to forever change the way we use our health care dollars, it hit me that this would not only change my family's health, wealth and retirement savings but it could also affect all my friends, work associates and their families as well.

This drew me into a three year study of research and discovery about health savings accounts.

Listen to this brief audio of millionaire and economic adviser to two Presidential Administrations! Click Play Below once or twice

 

I had to tell my family and best friends fast.

When I got home from Paul's speech, I was so excited I had to tell my family and best friends.

As I was enthusiastically explaining this new found discovery to my brother Sterling, he began envisioning what it could do for him and his family.

The next day at the water cooler, I was briefly explaining the gems I had learned, and everyone started asking me questions about how they could use this new law to benefit themselves and their families.

I had the sneaky feeling that I had just gotten myself into something that would change the direction of my life. I knew this would change the lives of million of Americans if they knew what I was learning.

IRS Subsidy Funds My Brother's Health Saving Account!

Sterling's insight was great! He found that after filing his taxes and using the new found laws he and his family had subsidized 100% of their Health Savings Account.

He also saved up to 50% on provider health care services.

When I calculated this all up I was surprised that more people were not using this for their own families.

The word got out and we were flooded with questions!

We were buried.

I began to write down explanations to their Health Savings Accounts questions "feature by feature" and "benefit by benefit".

This resulted in a detailed, easy to use, step-by-step process to answer all these hard questions.

Putting this dynamic financial tool to work for you!

Problem: How do I do what you did without three years of research and not make any mistakes?

I will come back to this question, but right now let me give you some more of what I learned.

Financial Professionals

Why do they use the new Health Savings Accounts combined with the savings of a required HSA-qualified High Deductible Health Plan to secure their ongoing accumulating wealth?

How does making the correct Medical Health Plan choices benefits your bottom line?

How does not using this puts your loved one at risk?

Why are making the right decisions and acting on them so very important?

Employee, Employer

What will effect me and my family's eligibility and non-eligiblity if I wait to make these choices?

Learn how to fund your investment correctly!

What does my CPA need from me to write my Health Savings Account contribution off correctly?

How do I document this as changes occur?

How do I keep up with new changes?

What are eligible and non-eligible expenditures and were to I find this list?

Three years of use and research later!

I am really making out on my new Health Savings Account.

The questions answered with new findings for all to learn.

I wrote an easy-to-use book with tools and guidelines to answer all the questions my brother and I  were being asked.

Benefits of Health Savings Account!

100% subsidy on my Health Savings Account!.

Tax savings: All contributions are a 100% above-the-line write off'!

Transferable: You change jobs, you own your savings and your health plan.

Flexibility: I now choose the doctors, practitioners and where or when to use them.

Use your Health Savings Account and HSA-qualified High Deductible Health Plan in any state!

World-wide prescriptions are covered too!

Over-the-counter medications are covered too!

Loss your job, pay for you COBRA premiums from your Health Savings Account!

Pay for your spouse's care!

Write off travel to and from all providers!

Your room and board is covered when traveling for medical service!

I wrote about these too!

122 principles and guidelines give immediate help maximizing your savings and health insurance expenditures!

9 principles to protect your loved ones!

14 guidelines towards eligibility...you want to be sure to do it right!

21 points to remember regarding deposits to your Health Savings Account!

13 must know principles for spending your newly saved money!

33 have-to-know subject matters about Health Savings Accounts, trustees, custodians, bankers, credit unions, etc!

22 specific guidelines for employers...also a must know for the employee!

10 essential guidelines for health insurance professionals...a must know for the consumer!

The facts and new laws I learned and the questions answered over the last three years finally became my new book to help people.

The book now had a name.

Health Savings Accounts Guidelines Made Easy

I write about new laws!

I give you tools to prepare taxes

Earn 100% on your Health Savings Account the first year.

Avoid the cracks and crevices that befall the poor!

Learn how to navigate common pitfalls yourself.

"I used Karl's e-book Health Savings Account Guidelines Make Easy to teach my CPA how to write off my accounts investments. The book saved me thousands and enough to cover the CPA charges this year too!"
                                                                     Dave Torrey 2006
                                                                     Owner-Contractor
                                                                     Phoenix, AZ
  • Learn how Health Savings Accounts can help you save up to 50% at the doctor's office.
     
  • Wipe out any confusion quickly and see why this is the most popular medical health program of the last decade.
     
  • Quickly learn tax laws and how they benefit you now!
     
  • Why not using this new law change could cost your company more than any other decision.
     

"I took over two years to learn and apply this correctly...in one week after using Karl book I finished and even saved more that he said!"                         
                                                                              John Remmy 
                                                                              Consultant 
                                                                              Las Vegas, NV

  •  Protect you family and loved ones before they become uninsurable.
     
  • Now there is a way to afford Health Care Plans for uninsured or underinsured.
     
  • Protect your nest egg and don't let home-care and nursing destroy it.

Case Study

"I personally paid super-expensive, high-cost medical insurance that after 10 years had risen to equal half of my mortgage payment.

This e-book has saved me personally 56% savings in insurance premiums per month.

The money saved is growing at a considerable rate and is giving me immediate tax benefits too.

After learning and applying the principles, guidelines and checklists provided by this comprehensive and easy-to-use e-book, I was immediately able to have the medical coverage and tax savings I desired for my large family.

My wife and I now have the needed additions to our financial portfolio.

Buy this e-book for yourself. It will save you time, money and savings on monthly insurance premiums as well the tax free benefits we are so excited about."

Glenn Murphy, President/Owner
Bonanza Development


 
  • 7 allowable investments
     
  • 9 investments to watch out for
     
  • Catch-up contributions for people aged 55 or older explained
     
  • How to pay for pay for long-term care insurance from your Health Savings Account. (qualified amounts by age)
     

"I saved $250.00 in my medical premiums after reading and using Karl's book!" 
                                                                             Joe Rignis
                                                                             Entrepreneur
                                                                             Phoenix, AZ             

  • Allowable expenditures (tax free)
     
  • Expenditures to watch out for (not tax free)

Case Study
 

"I lost my medical benefits after moving and becoming self-employed. I kept putting off getting medical insurance because of the high quotes I received.

A friend referred me to Health Savings Accounts Guidelines Made Easy. It spelled out the directions in simple language to achieve the immediate benefits I desired.

This e-book even lists eligible and non-eligible services so I wouldn't make any taxable errors.

By acquiring the e-book Health Savings Accounts Guidelines Made Easy combined with its checklist I really kept on track.

I am absolutely convinced that without these professional directions this new medical insurance process would not have been as quick and simple to achieve.

I saved double the cost of this e-book in the first month and you can too."

Casey Hunter, Self-employed Contractor

"I guarantee the principles in Health Savings Accounts Made Easy when applied correctly will save you double the costs of this e-book. I guarantee this for up to one year or I will give you one hour of telephone consultation...a $400 value...free of charge."

(Click here) the road to medical and financial security

Bonus

Buy the step-by-step principles of Health Savings Accounts Guideline Made Easy today and I will include my popular HSA Quick Start Checklist...$97.97 value... free of charge.

"I bought the Health Savings Accounts Guidelines Made Easy e-book and received the free bonus. The HSA Quick Start Checklist really got me going fast. What a combination! I would have paid $100 for it...but was glad to have it free."

(Click here) for medical and financial security

Health Savings Accounts Guidelines Made Easy

Wealth secrets revealed in this e-book!

  • Consumer eligibility
  • Deposit guidelines
  • Spending guidelines
  • Guidelines for trustees or custodians, banks, credit unions, insurers
  • Guidelines for employers
  • Guideline for health insurers

(Click here) Last chance to take the road to medical and financial security

Karl Malin